Is Now a Good Time to Sell Your House?

Navigating the 2026 Housing Market

The housing market has undergone significant changes over the past few years. Rising interest rates, fast price growth, and uncertainty made it challenging for both buyers and sellers. As we move through 2026, the market is beginning to feel more balanced—and that can be good news if you’re thinking about selling.

What’s Shaping the 2026 Housing Market?

Home prices are leveling out.

After years of rapid increases, home price growth is expected to slow to about 1%–3% this year. Prices aren’t expected to drop sharply, but sellers may not see the huge jumps of the past. This steadier pace, combined with rising wages, is helping improve affordability for buyers.

Mortgage rates are more stable.

Mortgage rates are expected to stay mostly in the low 6% range in 2026. While higher than the pandemic lows, this stability helps buyers plan and move forward with more confidence—often leading to healthier demand.

Inventory is improving.

More homes are coming on the market compared to recent years. While inventory is still below pre-pandemic levels, buyers now have more options, and bidding wars are less intense, creating a more balanced negotiation environment.

Buyer demand remains strong.

Many buyers who paused their search during uncertain times are returning. The desire for homeownership hasn’t gone away—it’s just becoming more realistic and steady.

Why 2026 Could Be a Good Time to Sell

Strong home equity.

Many homeowners have built significant equity, giving them the flexibility to downsize, relocate, or move into a home that better fits their current lifestyle.

More serious buyers.

Today’s buyers are often well-prepared and informed, which can lead to smoother transactions and fewer last-minute surprises.

Improving affordability.

With slower price growth and stable rates, more buyers can comfortably enter the market, expanding your pool of potential buyers.

Lifestyle opportunities.

If your home no longer fits your needs—whether due to remote work, family changes, or space preferences—selling in 2026 may help you make a move that better aligns with your life today.

Early-year momentum.

Some sellers may benefit from listing early in the year, when competition can be lower and motivated buyers are active.

A Few Things to Keep in Mind

Real estate is always local. Market conditions can vary by neighborhood, city, and even street. Pricing, timing, and competition matter—especially if you plan to sell and buy another home. Understanding your local market is key.

The Bottom Line

The 2026 housing market is shaping up to be more stable and predictable than recent years. For many homeowners, the combination of strong equity, steady prices, stable mortgage rates, and ongoing buyer demand could make this a smart time to sell.

If you’re curious about your options or want to explore different scenarios, starting the conversation now can help you move forward with clarity and confidence.